Virgin Atlantic Reward and Reward+ Credit Card Flying Club earnings to be capped in 2020.
The Virgin Atlantic Reward and Reward+ credit cards will have their Flying Club earnings capped from 2020. Therefore, you may need to rethink how you use your card depending on your spending habits.
Currently, if your credit limit was £5000 and you made a purchase for £4000 and paid it off before the statement date and made a second purchase for £4000 within the same statement cycle, you would earn miles on the £8000 in that statement cycle, even though your card limit was £5000.
Under the new changes coming into effect on the 7th January 2020, you would only earn miles on your spend up to the credit limit on your Virgin Atlantic Reward and Reward+ credit card for each statement cycle. From the above example, you would only earn miles on £5000 of the £8000 spend.
If you will be affected by this change to earnings, then it would be worth while to contact Virgin Atlantic to request an increase in your credit limit. Again, from the above example, if your credit limit was £10,000 then you would collect the full amount of miles on the £8000 spend.
These changes to not affect the earning rates which currently stand at:
- 0.75 Flying Club Miles for every £1 spent on the Reward card or 1.5 Flying Club Miles for every £1 spent on the Reward card @ Virgin Atlantic.
- 1.5 Flying Club Miles for every £1 spent on the Reward+ card or 3.0 Flying Club Miles for every £1 spent on the Reward+ card @ Virgin Atlantic.