Credit Card Review: British Airways American Express® Premium Plus Card

Premium Plus Card review of the British Airways American Express®  Premium Plus Card

In the UK, the British Airways Executive Club is probability the most popular airline loyalty program with its Avios points. The British Airways American Express® Premium Plus Credit Card is one of the credit cards linked to this frequent flyer program and in our opinion, is one of the best reward cards available in the UK. This card will cost you £195 each year, however please continue reading as depending on your early spend, you will see the benefits.

BA Amex Plus
British Airways American Express®  Premium Plus Card

Sign-up Bonus:

25,000 Avios when you spend £3,000 in the first 3 months of card membership.

There are restriction on receiving the sign-up bonus if you have other Amex reward cards, so you should check the current T&C’s before applying if the sign-up bonus is a motivator for signing up.

Earning Rates

This card has an excellent earning rates and you can earn 1.5 Avios for virtually every £1 spent and 3 Avios for every £1 spent with British Airways or BA Holidays.

You would also receive this earning rate on the £3,000 spent for the sign-up bonus thus giving you a minimum of 29,500 Avios, which is enough for an economy return flight from London to New York.

Additional Perks:

Receive a 2-for-1 travel with a Companion Voucher when you spend £10,000 each year on the card. (terms apply). This allows you to book 2 Avios redemption flights for the Avios of 1. The value of the companion voucher increases with the value of the initial redemption flight, so it pays to use flights such as a long haul Club World flight as apposed to an economy short haul.

Refer friends and earn 9,000 bonus Avios if they are approved – up to 90,000 Avios a year. American Express travel insurance, global assist, refund and purchase protection is available. See Amex website for full info and conditions.


£195 per year.

Small Print:

This British Airways American Express Premium Plus card has a representative APR of 76.0% variable, and a purchase rate of 22.9% variable with an assumed credit limit of £1,200.

Other info: 

This card maybe of interest to members of the British Airways Executive Club as an additional source of Avios.

Please visit the American Express website for more info and to apply. American Express also have an eligibility checker to check the likelihood of acceptance without affecting your credit file.

Check out our review of airline reward credit cards and the free British Airways American Express Credit Card.

Whether you opt for the free or fee based card is based on your spending habits, however you should not ‘fabricate’ spend in order to gain miles and you should also payoff you card monthly in order to maximise the value of your points.

Depending on your Frequent Flyer program of choice, the Virgin Atlantic Reward Card may be a better fit.